APRA (Australian Prudential Regulation Authority) confirm that people who obtained life insurance via a financial adviser are more likely to be successful at claim time. This figure was released based on the claims and Disputes Statistics for the September 2019 quarter revealed what was described as a “significant variance in the admittance rate between different cover types and distribution channels. The data revealed a variation from 99% (group ordinary death and individual non-advisory funeral) to 36% (individual advised accident). Generally, individual advised business shows higher admittance rates than individual non-advised for the same cover type.